With the new Synchrony HOME Credit Card, you can earn 2% cash back rewards on purchases1 under $299 automatically credited to your billing statement at cycle.

Purchases of $299 or more will receive 6 months promotional financing, everywhere the card is accepted2 in stores and online.

Additionally, for Synchrony HOME participating locations, you will be eligible to take advantage of longer term promotional financing offers, ranging from 12 to 60 months on qualifying purchases. The available offers will vary by retailer.2

You will only be charged interest on your promotional balance if you do not pay it off within the 6 month promotional period.

You can always make more than your minimum monthly payment. The more you pay each month the quicker your balance will be repaid.

The Synchrony HOME Credit Card is accepted at over a million locations nationwide and home related stores online. To find physical store locations near you that accept the card visit our store locator.

"Synchrony HOME locations" are select participating retailers that may offer 12–60 month promotional financing2 promotions on qualifying purchases with the Synchrony HOME Credit Card. These offers are in addition to the everyday benefits of the Synchrony HOME Credit Card.

All "Other Locations" offer the everyday benefits of 2% cash back rewards (paid as a statement credit) on purchases1 under $299 and 6 month promotional financing2 on purchases over $299 with the Synchrony HOME Credit Card.

No, we want to keep things simple for you, so you can focus on creating your dream home! Simply insert your card into the chip reader or swipe your card at checkout:The 6 month promotional financing offer will automatically be applied to purchases of $299 or more.

The 2% reward is automatically applied to purchases less than $299. It works the same when shopping online. Just enter your Synchrony HOME Credit Card account number on the payment page and you are all set! If you have to choose a certain type of card in the drop down menu during online checkout, please choose "Discover" since we use their services to process some transactions.

The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well.

1. Register for your account online.

2. Or take a step further and download our mobile app (available in the Apple app store on iOS) to have your statements at your fingertips. Our app also has special offers from participating Synchrony HOME retailers and a store locator so you can find participating retailers near you, on the go!